If you’re like me, you accept that you need massage insurance, but you want to get the most value for the money you’re putting out. Over the years, I’ve explored numerous insurance options, and today in this Massage Magazine Insurance Plus (MMIP) review, I’m highlighting some benefits. At the end of this article is a comparison massage insurance article where you can see how MMIP stacks up against other massage insurance providers.
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What Is Massage Magazine Insurance Plus?
Massage Magazine Insurance Plus provides comprehensive liability insurance specifically for massage therapists and bodywork professionals. They’ve built their reputation on affordability and straightforward coverage, making them a go-to option for both new and experienced therapists.
What Makes Massage Magazine Insurance Plus Stand Out?
1. Affordable Coverage with Discounts for Two-Year Plans
MMIP offers one of the most cost-effective policies on the market, with an annual plan starting at $169. However, you can save even more by purchasing a two-year policy, which reduces the overall cost. This is a great option for therapists looking for long-term savings without sacrificing essential coverage.
2. Free Continuing Education (CE) Courses
One standout benefit of MMIP is the inclusion of free CE courses. As massage therapists, we all need continuing education to maintain our licenses. With MMIP, you gain access to a library of CE courses at no extra cost, which can save you hundreds of dollars each year. For those of us who juggle tight budgets, this is a game-changer. In my comparison article (link at the end; oh heck, I’ll give it to you here, too), I compare MMIP’s price that includes online CEs with the cheapest massage insurance and purchasing online CEs separately.
3. Occurrence-Based Policies
MMIP policies are occurrence-based, meaning you’re covered for incidents that happen while your policy is active—even if the claim is filed after your policy expires. This type of coverage provides long-term protection and peace of mind, something every therapist can appreciate.
4. Multi-Modality Coverage
As therapists, we often diversify our practices to include additional modalities such as reflexology, aromatherapy, or cupping. MMIP includes coverage for over 350 modalities under a single policy, ensuring you’re protected no matter how your practice evolves.
5. User-Friendly Process
Signing up for MMIP is simple, with a streamlined online process that gets you covered in minutes. Additionally, their clear and transparent terms make it easy to understand exactly what you’re getting with your policy.
How Does It Compare?
When considering MMIP, it’s helpful to see how it stacks up against other providers that offer extras, such as AMTA, ABMP, NACAMS, and NAMASTA:
- AMTA (American Massage Therapy Association): AMTA offers extensive member benefits, including top-notch customer service, a wide array of CE resources, and advocacy for the profession. However, their policies come at a higher cost, starting at $235 annually. If you want a robust suite of extras, AMTA might be worth considering, though MMIP is significantly more affordable.
- ABMP (Associated Bodywork & Massage Professionals): ABMP includes excellent educational tools, business support, and customizable marketing materials. Their policies are also occurrence-based, but their premiums are higher than MMIP. ABMP excels in providing comprehensive resources for therapists looking to grow their practices.
- NACAMS (National Association of Complementary and Alternative Medicines): NACAMS focuses on comprehensive liability coverage with occurrence-based policies, but they also include discounts on massage-related products and services. Their costs are comparable to MMIP but without the free CE courses.
- NAMASTA (National Association of Massage and Specialty Therapists): NAMASTA stands out for its international coverage and benefits tailored for therapists who travel or work abroad. However, the cost of their policies reflects these specialized offerings, making them pricier than MMIP.
Free CE Courses: A Standout Benefit
Let’s circle back to MMIP’s free CE courses. This feature is invaluable for therapists who want to expand their knowledge without spending extra money. Whether you’re learning a new technique or fulfilling state requirements, the included CE courses make MMIP an excellent choice for therapists looking to grow their skills affordably.
Massage Magazine Insurance Review – Final Thoughts
Massage Magazine Insurance Plus offers a compelling mix of affordability, flexibility, and value-added benefits like free CE courses. Their occurrence-based policies and multi-modality coverage make them an excellent choice for therapists at any stage of their career.
As always, choosing insurance is a personal decision. Weigh your specific needs and budget against the benefits of MMIP and other providers. For more comparisons, check out my article on the top massage insurance providers.
