As a massage therapist, you might be wondering why I’m writing about NACAMS personal training insurance. The answer is simple—our massage business expanded into a wellness business (www.pressureperfectmassage.com), incorporating personal training and fitness classes. Naturally, this led us on a quest to find personal training insurance that could provide broad coverage for the different services we offered.
In this article, I’ll highlight some of the key offerings of NACAMS personal training insurance, including portable coverage, member benefits, and services covered. While this isn’t an endorsement of NACAMS or any specific insurance provider, I want to share some of the pluses I found.
Affiliate Disclosure: If you purchase through one of my links, I earn a small marketing fee. That said, the money I earn from affiliate sales allows me to research, experiment, and find ways for small business owners to start and grow a business for free or as inexpensively as possible.
Portable Coverage: Train Clients Anywhere
One of the standout features of NACAMS personal training insurance is its portable coverage. As a massage therapist, you may already understand the value of coverage that follows you wherever you work. Whether you’re providing in-home massage sessions, working at multiple spas, or offering services at corporate wellness events, you need liability protection that moves with you.
The same applies to personal trainers. Many trainers work in gyms, private studios, clients’ homes, and even outdoor locations like parks and beaches. NACAMS personal training insurance ensures that you’re covered no matter where you train your clients. This flexibility is essential for fitness professionals who don’t want to be tied to one location or facility-based insurance.
Member Benefits: More Than Just Insurance
NACAMS doesn’t just provide insurance—it offers additional perks that can save you money. Not every benefit will be important to you, but taking advantage of just one or two can make a significant financial impact. Here are some standout membership benefits:
- Discounted Fitness Equipment – Save on essential tools of the trade.
- Professional Resources – Access to industry news, continuing education discounts, and professional development.
- Retail Discounts – Get deals on apparel, supplements, and gear.
Services Covered: A Broad Range of Modalities
Massage therapists don’t typically stick to one modality. Many of us combine Swedish, deep tissue, sports massage, and even energy work to tailor treatments to our clients’ needs. NACAMS personal training insurance takes a similar approach by covering multiple fitness and wellness services under one policy.
Comparison of Coverage: Personal Training vs. Massage
| Service/Modality | Covered Under NACAMS Personal Training Insurance | Covered Under Massage Insurance |
| Personal Training | Yes | No |
| Yoga Instruction | Yes | Sometimes |
| Pilates Instruction | Yes | Sometimes |
| Group Fitness | Yes | No |
| Sports Conditioning | Yes | No |
| Massage Therapy | No | Yes |
| Reflexology | No | Yes |
| Stretch Therapy | Yes | Sometimes |
As you can see, there are similarities between NACAMS personal training insurance and massage insurance in terms of broad service coverage. If you’re offering multiple wellness services—including personal training, yoga, or Pilates—you need an insurance policy that won’t limit you to a single modality.
Is NACAMS Personal Training Insurance Right for You?
Ultimately, choosing insurance is a personal decision. If you’re a massage therapist who has expanded into personal training or wellness coaching, NACAMS personal training insurance offers broad coverage that might fit your needs. Here’s how to decide if it’s a good fit:
- Do you train clients in multiple locations? If yes, portable coverage is a plus.
- Do you want extra perks? If you’ll use the member benefits, NACAMS can offer additional value.
- Do you provide multiple services? If you’re doing more than just personal training, having coverage for yoga, Pilates, and other fitness services is beneficial.
- Price in your range? NACAMS is $179/year or $329/two years.
Final Thoughts: Spend Where It Makes Sense for You
This article isn’t meant to convince you to buy NACAMS personal training insurance—it’s about highlighting what they offer. If you’re a “perk person,” NACAMS has some great extras. But at the end of the day, it’s your hard-earned money, and you should spend it where it makes sense for you.
Take the time to compare policies, understand the coverage, and choose the one that fits your unique business needs. Whether it’s NACAMS or another provider, getting the right insurance will give you peace of mind so you can focus on what you do best—helping clients reach their wellness goals.
